Lloyds Bank is a commercial and retail bank operating in Wales and England. They are often regarded as one of the bigger and more popular banks. They offer financial products for the general public, including everyday current account, savings accounts, credit cards, ISAs, investment banking, the option to buy shares, travel insurance, home insurance, mortgages and personal loans. They have more than 1000 branches across England and Wales and also have branches in Guernsey, the Isle of Man and Jersey. The latter three locations are run by Lloyds Bank International and Lloyds Bank Gibraltar run their Gibraltar setup. However, all are owned by Lloyds Bank. You can walk into one of many branches of this bank and get a personal service on opening a bank account, as well as specific financial advice on matters.
Lloyds Bank’s telephone and online banking services are open 24 hours per a day on every day of the week. Their branches are not quite as accessible. Most branches operate business hours between 9am and 5pm through Monday to Friday. Many of their branches remain closed for the entire weekend but that is subject to each particular branch. You may want to source the exact opening hours of a particular branch, so you can use our store locator for Lloyds Bank opening and closing times near you today. Doing so will be especially useful when opening hours of Lloyds Banks may be subject to change, such as on New Year's Day, Good Friday, Easter Monday, Christmas, Boxing Day and bank holidays.
Their branches can be found in most high streets and shopping centers dotted around the UK. In fact, their branches are located in more than 420 cities and towns. The cities with the most branches include Nottingham, Bristol, and Birmingham. Spotting a branch in these cities, as well as many others, is effortless because most people recognise their branding and in particular, their logo. The logo depicts a black horse looking over its shoulder with the bank’s name written below in capital green letters.
Lloyds bank may have been part of the high street furniture for some time, but there are probably many things about the bank and the way they operate that you still do not know about. Here are five interesting facts that are not known by everyone:
Lloyds Bank offers their customers financial products such as current accounts, savings accounts, mortgages, personal loans and insurance. They have a range of each type of product offering competitive interest rates to residents of England, Wales and a number of Islands. Their international subsidiary offers similar products in other countries.
These products are backed up with a respected banking service. They have a number of branches spread throughout England and Wales as well as many ATMs. Branches are on hand to help with account queries, financial requests and to open and close accounts and other personal banking needs. They also offer a similar service on their telephone banking platform. This allows a customer to request transactions and many other services over the phone securely. Furthermore, many of these actions can be carried out independently using their internet banking service on their website.
The bank was born over 250 years ago in 1765 when a duo team of a button maker and an iron merchant joined forces to begin their private banking operation on the outskirts of Birmingham. It was not until over a century later that Lloyds took over the business in 1884. Multiple partnerships and takeovers succeeded but one of the most notable in recent times was the merging of Lloyds bank and another bank which was part of the TSB Group. However, after a string of events, Lloyds Bank and the TSB ended their partnership and retracted their combined logo - the bank returned to the black horse and the bank’s name reverted back to Lloyds Bank. They continue to offer customers a range of financial services and products as one of the biggest banks in the UK.